Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Timing Your Retirement This short video illustrates the importance of understanding sequence of returns risk. Variable Universal Life Insurance Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested. Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio.